Sunday, February 27, 2022

DIVERSIFY YOUR RETIREMENT FUND 退 休 基 金 多 元 化 - Yin's diary

 



DIVERSIFY YOUR RETIREMENT FUND VIA EPF-MIS

透 过 EPF-MIS 投 资 计 划 让 您 的 退 休 基 金 多 元 化 










Diversify Your Retirement Fund via EPF-MIS


Plan ahead and boost the value of your Employees Provident Fund (EPF) savings to increase your future purchasing power. Consider EPF Members Investment Scheme (EPF-MIS) for a comfortable and enjoyable retirement lifestyle.




What is EPF-MIS?


  • A scheme that allows EPF members to transfer a portion of their savings for investment in unit trusts.
  • Qualified EPF members can choose to invest into EPF-qualified unit trust funds with fund management institutions (IPD) appointed under the EPF-MIS.



The Benefits of Investing through EPF-MIS


No cash required. Investment is transacted directly from your EPF Account 1

Diversify with selected overseas and domestic funds

Wide range of EPF-qualified unit trust funds

Opportunity to optimise your EPF savings



How to Invest


  • The amount that can be invested is 30% of the savings in excess of the Basic Savings required in Account 1.
  • Minimum investment is RM1,000.



Find Out if You Qualify


  • Check your account balance at any EPF Smart Kiosk* nationwide by using your MyKad or;
  • Refer to your latest EPF statement or;
  • Log on to EPF website (www.kwsp.gov.my) if you are an i-Akaun registered user.
    * Please refer to www.kwsp.gov.my for detailed information related to smart kiosk locations and operation hours.    









Required Basic Savings in Account 1


AGE

BASIC SAVINGS (RM)

AGE

BASIC SAVINGS (RM)

18

2,000

37

68,000

19

4,000

38

74,000

20

6,000

39

80,000

21

8,000

40

86,000

22

10,000

41

93,000

23

13,000

42

101,000

24

15,000

43

108,000

25

18,000

44

116,000

26

21,000

45

125,000

27

24,000

46

134,000

28

27,000

47

144,000

29

31,000

48

154,000

30

35,000

49

164,000

31

39,000

50

175,000

32

43,000

51

187,000

33

47,000

52

199,000

34

52,000

53

212,000

35

57,000

54

226,000

36

62,000

55

240,000

Effective 1 January 2019
Source: Employees Provident Fund (EPF)


https://www.publicmutual.com.my/LinkClick.aspx?fileticket=b55-TrlBM6g%3d&portalid=0







* PLEASE CLICK IN TO CHECK ALL EPF-MIS FUND
* 请点击更多个别基金详情 EPF-MIS FUND










什 么 是 雇 员 公 积 金 会 员 投 资 计 划?


• 一 项 允 许 雇 员 公 积 金 会 员 转 移 其 一 部 分 的 储 蓄 以 投 资 在 单 位 信 托 的 计 划。 
• 在 雇 员 公 积 金 会 员 投 资 计 划 下,合 格 的 雇 员 公 积 金 会 员 可 以 选 择 投 资 在 经 委 任 的 基 金 管 理 机 构 旗 下 符 合 雇 员 公 积 金 资 格 的 单 位 信 托 基 金。




透 过 雇 员 公 积 金 会 员 投 资 计 划 投 资 的 益 处:





 会 员 可 浏 览 www.kwsp.gov.my 以 获 取 更 多 有 关 雇 员 公 积 金 会 员 投 资 计 划 的 详 情。



要 知 道 自 己 是 否 合 格 • 在 国 内 任 何 一 个 雇 员 公 积 金 精 明 柜 台** ,
以 您 的 MyKad 查 询 您 的 户 口 结 存 或; 

• 参 考 您 的 最 新 雇 员 公 积 金 结 存 单 或; 
• 假 如 您 是 i-Akaun 的 注 册 用 户,您 可 登 入 www.kwsp.gov.my 查 询 您 的 户 口 结 存。
** 请 透 过 www.kwsp.gov.my 查 询 精 明 柜 台 的 地 点 及 操 作 时 间。   














This article is prepared solely for educational and awareness purposes and should not be construed as an offer or a solicitation of an offer to purchase or subscribe to products offered by Public Mutual. No representation or warranty is made by Public Mutual, nor is there acceptance of any responsibility or liability as to the accuracy, completeness or correctness of the information contained herein.



Disclaimer:
The contents of the fund mentioned are STRICTLY for information purposes ONLY. They DO NOT represent the views of Public Mutual Berhad. The contents are intended to introduce and promote the fund.
Kindly consult a Unit Trust Consultant before starting your investment.  Investors are advised to read and understand the contents of the relevant Master Prospectuses, Supplemental Prospectuses, and Product Highlights Sheet (PHS) before investing. Investors should understand the risks of the fund, and compare and consider the fees, charges and costs involved in investing in the fund. A copy of the Prospectus and PHS can be viewed at our website www.publicmutual.com.my. Investors should make their own assessment of the merits and risks of the investment. If in doubt, investors should seek for professional advice. Please refer to www.publicmutual.com.my for our investment disclaimer.






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