The Benefits of Starting Early，Investing is Easy and Affordable!
基金简介，费用，注册前准备事项
What is Unit Trust Funds?
- These funds are available exclusively online via Public Mutual Online (PMO).
- All the statements and reports of the funds are only accessible via PMO to help reduce your carbon footprint and take a step towards saving the environment.
- Suitable for investors who prefer convenient investing at their fingertips
- These funds would enable the Millennials to start investing early with low initial investment.
- Unit trust is a collective investment scheme that allows investors with similar investment objectives to pool their funds together.
- These funds will be invested by professional fund managers in a portfolio of securities according to the fund’s objective and investment strategy.
Benefits of Investing in Unit Trust Funds
Affordable | Easy & Convenient | ||
Lower Sales Charge | Wide Range of Fund Choices |
Professionally Managed | Flexibility | ||
Competitive Returns | Regulated by Securities Commission Malaysia (SC) | ||
Effective Diversification to Minimise Risk and Optimise Return | Power of Compounding | ||
Ease of Transactions | Peace of Mind |
Power of Compounding
The Benefits of Starting Early
The earlier you start investing, the greater the accumulated return on your original investment.
This is due to the effects of compounding.
Name | Ms Alice | Ms Amina |
Starting age | 30 | 40 |
Investment period (years) | 20 | 20 |
Compounding period up to age 60 (years) | 30 | 20 |
Yearly investment (RM) | 10,000 | 10,000 |
Total amount invested (RM) | 200,000 | 200,000 |
Total investment value* at age 60 (RM) | 1,067,003 | 494,229 |
* By starting 10 years earlier, Ms Alice's investment value could grow 116% more than Ms Amina's investment value when both of them reach the retirement age of 60, assuming that the unit trust's rate of return is constant at 8% per annum. This is only an illustration and does not indicate the past or future performance of any specific unit trust fund.
This article is prepared solely for educational and awareness purposes and should not be construed as an offer or a solicitation of an offer to purchase or subscribe to products offered by Public Mutual. No representation or warranty is made by Public Mutual, nor is there acceptance of any responsibility or liability as to the accuracy, completeness or correctness of the information contained herein.
Terms and conditions:-
Disclaimer:
The contents of the fund mentioned are STRICTLY for information purposes ONLY. They DO NOT represent the views of Public Mutual Berhad. The contents are intended to introduce and promote the fund.
Kindly consult a Unit Trust Consultant before starting your investment. Investors are advised to read and understand the contents of the relevant Master Prospectuses, Supplemental Prospectuses, and Product Highlights Sheet (PHS) before investing. Investors should understand the risks of the fund, and compare and consider the fees, charges and costs involved in investing in the fund. A copy of the Prospectus and PHS can be viewed at our website www.publicmutual.com.my. Investors should make their own assessment of the merits and risks of the investment. If in doubt, investors should seek for professional advice. Please refer to www.publicmutual.com.my for our investment disclaimer. |
注意：
现在网上 ONLINE REGISTER,
若你没有BANK ONLINE BANKING REGISTER，
请你在 我们见面之前， 准备注册 PMO 之前，
你需要 先完成 以下几个动作，以便我们在面对面见面时 可以更快速 注册 PMO 的所有手续，
1- 前进 你选择的 银行， 记录 并获取 银行 户口 号码 BANK ACCOUNT NUMBER
2- 请一并 申请 银行 的 BANK ONLINE BANKING REGISTER,
3- 完成申请后， 请务必 记录 ， 并拍下 USER NAME 和 密码 PASSWORD,
4- 需要确认 ONLINE TRANSFER AMOUNT LIMIT 是多少金额，请调高 LIMIT 多1倍，若是 RM1000 请 一并 更改为 RM2000 ,
记录 并拍下照片完成后， 以便 我们在见面，申请注册 PMO时， 可以快速 完成所有注册手续，
任何咨询，可随时直接联络 -
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